The right finance for you
The right finance for you
At Haynes & Haynes we are committed to finding you the right finance package for your business. As a totally independent brokerage we can source Lending products from the whole of the market. We are proud to be members of the NACFB and adhere to their codes of practice.
Types of Finance
Types of Finance
Commercial Mortgages
Ideal for business owners who are looking to acquire their own commercial premises or purchase a long leasehold
Commercial Investment Mortgages
Commercial Investment Mortgages
if you rent out your commercial premises or are an investor looking to purchase commercial properties to let out this is the product for you
Residential Investment Mortgages
Residential Investment Mortgages
Similar to a buy to let mortgage however aimed at professional landlords and investors purchasing residential properties
Cashflow Finance
Cashflow Finance
There are various options from Invoice Finance and Invoice Discountingto simple cashflow loans and even Overdrafts
Unsecured Loans
Unsecured Loans
These loans can be used for various purposes in a business from expansion to Asset purchase. Typically structured over a 1-5 year basis. Most lenders require Personal guarantees from borrowers.
Bridging Loans
Bridging Loans
if you need to purchase a property quickly from an auction or it is not in a habitable state then a bridging loan is fit for purpose. They can be used for both residential and commercial properties
Development Finance
Development Finance
Whether building a single dwelling to sell or a large mixed use site, there is a development loan out there to meet your requirements
Developer Exit Loan
Developer Exit Loan
As a developer there are times you need to take advantage of the uplift in values to move on to the next project. we have lenders who can help with this
Refurbishment Lending
Refurbishment Lending
There are times that properties will require more simple refurbishment in order to uplift value or to keep as an investment. refurbishment loans can use the enhanced value to maximise the level of capital required.
Consultancy services
Consultancy services
As well as sourcing finance, Haynes and Haynes are able to offer clients various consultancy solutions.
Consultancy
Consultancy
Financial management
As a business you may have an accountant who completes your relevant company accounts but what about understanding your finances in more detail? We offer a bespoke service to help you understand your businesses finances and allow you to plan for the next stages in your business cycle.
Business Planning Service
Applying for finance can be a complex process and often requires a business plan to be produced for lenders or investors. With our expertise we can assist you in producing these with our range of templates available.
Financial Projections
Financial Projections
As part of a business plan or for lending purposes, it can sometimes be a requirement for financial projections to be created.
As experienced financial brokers we know what is required to show your businesses potential but at the same time be realistic as to what can be achieved.